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disputing/GWing inquiries?

Established Contributor

disputing/GWing inquiries?

Anyone have any luck with disputing or GWing inquiries?

I just had a thought maybe there was a way to dispute them or ask the companies
for GW.

Sample Inquirey GW Letter:

Dear Sirs

Sorry, I did not know what I was doing when I applied for credit, please forgive me--you guys are amazing, I recommend you to all my friends.
Message 1 of 12
11 REPLIES
Established Contributor

Re: disputing/GWing inquiries?

sssssshhhhhhhh! Not supposed to talk about "bumping" hard inquiries on this forum via TC soft pulls...The moderators with give a slap on the wrist...

But thanks for the info--do you know anyone who has had luck with #3? LOL.
Message 2 of 12
Established Contributor

Re: disputing/GWing inquiries?

I don't know what you are talkin about Smiley Happy

Yes I do...well I read about it at least. Several people on CIC have done #2 and #3.
Message 3 of 12
Established Member

Re: disputing/GWing inquiries?

What is TC
Message 4 of 12
Established Contributor

Re: disputing/GWing inquiries?

www.truecredit.com
Message 5 of 12
Moderator Emeritus

Re: disputing/GWing inquiries?

you might get what I got from MOD.....ethics????Smiley Tongue
Message 6 of 12
Established Contributor

Re: disputing/GWing inquiries?

It would only be unethical if you dispute inqs that were valid. A CA that doesn't list collection activity as the PP and attempts to pass the pull off as if you applied for credit is an unauthorized inq and I have a right to dispute it. If you applied for 10 CCs and disputed all 10 pulls as not mine then yes that would be wrong.
Message 7 of 12
Regular Contributor

Re: disputing/GWing inquiries?

bamf70  PM to you.
Message 8 of 12
Established Contributor

Re: disputing/GWing inquiries?

back at ya....
Message 9 of 12
Contributor

Re: disputing/GWing inquiries?

You do realize that you have to be careful to only dispute inquiries that you were DENIED for and not an active TL?
 
The CRA will delete the positive TL from your credit report and then contact the Creditor and tell them that since the inquiry was obtained fradulently, the account must be fradulent, and the creditor will CLOSE YOUR ACCOUNT.
 
Ask me how I know about this one...
Message 10 of 12