Reply
New Contributor
Posts: 124
Registered: ‎06-28-2007
0

do any cell phone companies at all report to all credit bureaus with good payments?

Seems like everything on here ive been reading says they only report deliquents. Is this true?
Established Contributor
Posts: 560
Registered: ‎05-03-2007
0

Re: do any cell phone companies at all report to all credit bureaus with good payments?

over the years, i have had cell service with just about everyone....and no one has ever reported accounts in good standing.
Established Contributor
Posts: 905
Registered: ‎05-09-2007
0

Re: do any cell phone companies at all report to all credit bureaus with good payments?

Why would they report anything unless they are outside of terms?
 
Rob
Established Contributor
Posts: 905
Registered: ‎05-09-2007
0

Re: do any cell phone companies at all report to all credit bureaus with good payments?

Established Contributor
Posts: 560
Registered: ‎05-03-2007
0

Re: do any cell phone companies at all report to all credit bureaus with good payments?

what you borrow from them is a month-at-a-time's worth of postpay phone service and the ability to run your bill up just about as high as you want to run it up each month.  they typically run a credit inquiry in exchange for that convenience.  they should report accounts in good standing, as should all of the utility companies that will give you a good spanking if you dont pay.
Established Contributor
Posts: 716
Registered: ‎06-03-2007
0

Re: do any cell phone companies at all report to all credit bureaus with good payments?

They must report to some agency. I say this because when I switched from AT&T to Verizon several years ago Verizon did a credit check and told me I had a perfect payment history with AT&T. Verizon was also able to verify my AT&T plan and contract length.
Established Contributor
Posts: 905
Registered: ‎05-09-2007
0

Re: do any cell phone companies at all report to all credit bureaus with good payments?



dog wrote:
what you borrow from them is a month-at-a-time's worth of postpay phone service and the ability to run your bill up just about as high as you want to run it up each month.  they typically run a credit inquiry in exchange for that convenience.  they should report accounts in good standing, as should all of the utility companies that will give you a good spanking if you dont pay.



I guess I'm just one of the guys that is in total disagreement with that arguement...
 
Sounds silly to me that water, power, and electricity should report to CRAs. What's next? Scorewatch and TC reporting timely payments??? What about Sports Illustrated and Better Homes and Gardens?:smileyvery-happy:
 
Sorry, I just don't buy into the idea that subscription services should be reported...
 
Rob
Established Contributor
Posts: 716
Registered: ‎06-03-2007
0

Re: do any cell phone companies at all report to all credit bureaus with good payments?

If they report negatives, they should report positives.
Established Contributor
Posts: 905
Registered: ‎05-09-2007
0

Re: do any cell phone companies at all report to all credit bureaus with good payments?



Anderson wrote:
If they report negatives, they should report positives.


Still disagree... If that were the case, then Hospitals, Dentists and Optomitrists should report payments as well...:smileyvery-happy:
New Contributor
Posts: 124
Registered: ‎06-28-2007
0

Re: do any cell phone companies at all report to all credit bureaus with good payments?

I agree what total bs. TY
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.