do both of these count against you?

[gamblerx15]

If an account is iibk and shows a 30 day late do both of these count against your score or does fico just look at the worst factor for that account and rate accordingly. IE iibk is worse than 30 day late so

only iibk is factored into score.

thanks

[Anonymous]

It might help to ask this in the bankruptcy forum. The members there have more knowledge of bk matters.

[Anonymous]

Unfortunately, they both count against your score.