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Frequent Contributor
jenkins
Posts: 278
Registered: ‎04-29-2007

does not having employment information on file have any effect? Au question also

Im still going over my report and writing letters, and i notice theres no employment history on my report. Does this hurt or do anything to ur credit score at all? Also about being a AU on an account that was charged off what is the best way to handle that?

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Current Score: 657
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Established Contributor
ObsessedwithmyFico
Posts: 513
Registered: ‎05-31-2007

Re: does not having employment information on file have any effect? Au question also

If you were only an authorized user...dispute as "not mine".
Regular Contributor
ktl55
Posts: 203
Registered: ‎04-03-2007

Re: does not having employment information on file have any effect? Au question also



jenkins wrote:
Im still going over my report and writing letters, and i notice theres no employment history on my report. Does this hurt or do anything to ur credit score at all? Also about being a AU on an account that was charged off what is the best way to handle that?



it does not do anything for your score. the fact that your employment history isn't on your credit report makes it harder for ca to track you down at work.
 
I also believe that being an au does not make you obligated to pay only means that the account owner allows you to use the card. you may want to remove yourself as an au because anything negative pertaining to that account is going to show up on your credit report

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