hmmm checked creditkarm and didn't see any "collections" or anything negative,creditkarma is accurate and current right? surprised that they update every week.
credit score is about right. however for my discover card fico score and amex card free ficos score, it dropped 25 point since last month...not sure what's that about....creditkarm's score is about the same as other 2's last month score. (also my score is at the higher end)
a friend said score of 725 vs 850 it doesn't really matter, rate will be very close is that true?
I got 2 amex cards but in credit reports I only see one card....what's that about? shouldn't report have all the cards? so I guess my total credit for all the cards doesn't include the 2nd amex since credit reprot doesn't have that one?
