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effect of maxed CC on AU?

Moderator Emeritus

effect of maxed CC on AU?

I am an AU on account with discover. The card is maxed but has no baddies & is 5-7 years old. Will the maxed have any effect on my score?
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Established Contributor

Re: effect of maxed CC on AU?

yes.  the ut on that card will affect your score just as if it were your own solo account.
 
i forgot to add that this only applies now...once the cra's stop taking accts for which you are an au into account, then you will prob be okay.


Message Edited by dog on 07-04-2007 07:19 PM
Message 2 of 4
Moderator Emeritus

Re: effect of maxed CC on AU?

Thank you. I wanted to be sure before I did anything. As with almost everyone,money is tight. I think I will transfer this to my CC as it has a much lower int.rate. I can then pay down faster.
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Established Contributor

Re: effect of maxed CC on AU?

no problem.
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