experian score

[mhp]

I was approved a capitol 1 credit card. According to Cap 1, my score is 634.   Would this be my experian" fico" score that I received from Cap1 ? When I checked experian.com, my score is 645.  Which is correct?

[MarineVietVet]

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@mhp wrote:

I was approved a capitol 1 credit card. According to Cap 1, my score is 634.   Would this be my experian" fico" score that I received from Cap1 ? When I checked experian.com, my score is 645.  Which is correct?

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Did Cap 1 say what score was pulled? That's really the only way to be sure.

The score you get from the EX website is not a FICO score. It's called a "Plus" score and is not used by any lenders.

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

[mhp]

Cap 1 score was from experian that they used to approve my credit card. So can I assume this is my experian fico score?

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@MarineVietVet wrote:

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@mhp wrote:

I was approved a capitol 1 credit card. According to Cap 1, my score is 634.   Would this be my experian" fico" score that I received from Cap1 ? When I checked experian.com, my score is 645.  Which is correct?

---

Did Cap 1 say what score was pulled? That's really the only way to be sure.

The score you get from the EX website is not a FICO score. It's called a "Plus" score and is not used by any lenders.

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

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[MarineVietVet]

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@mhp wrote:

Cap 1 score was from experian that they used to approve my credit card. So can I assume this is my experian fico score?

 

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It probably is but I won't go out on a limb and say yes. 

Did it say Experian FICO score anywhere?

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

[llecs]

To add, does it list a score range?

[mhp]

no, it didn't.

[mhp]

no it didn't. thanks for the the responses.

[MarineVietVet]

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@mhp wrote:

no it didn't. thanks for the the responses.

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You're welcome but I'm afraid we weren't able to really help decide if this was an EX FICO. I would assume it is but lacking any more details I guess this will remain in limbo for now.

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

[Anonymous]

Wait a minute here did Cap1 only pull one report when you apped??

Did you app for a secured card or unsecured card?

Cap1 pulling only one report is like Cap1 giving CLI's

[mhp]

 Cap 1 gave only my experian score,  This is an unsecured card.  Thanks to everyone who has responded.