fico score versus consumer report score

[Anonymous]

My current fico score for TU is 720 and Equifax is 713, however my scores on my consumer credit report are TU 623 and Equifax 614, i compared the entries and they arepretty much the same, the only thing is that my fico reports show 2 collections as being paid by co-signer, i called my fico and they told me that it meant a 3rd party was paying the debt, i had a credit repair service that had the accounts in dispute but when i look at the reports on my fico page it does not list them as being in dispute, does any one know if the fico scores would be so apart from the consumer scores?

[llecs]

I'm assuming you got the 720/713 from myFICO. Where did you purchase the 623 and 614 from?

[Anonymous]

I got them free credit score.com

[chnceit]

They are called FAKO or non FICO score.

They are scoring models that weigh differently to determine a score. I would take those scores with a grain of salt. But like some lenders like AMEX have an internal score to determine qualifications. 

There are a ton of different scoring models, but FICO is majority used