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first credit card - when the scores/rating appear?

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Anonymous
Not applicable
‎03-20-2008 10:01 PM
‎03-20-2008 10:01 PM

first credit card - when the scores/rating appear?

I got my first credit card (Capital One) more than one month ago. I've been using it. And I signed up for truecredit.com credit which provides real time 3 agencies monitoring. However my credit reports don't even show that I have accounts and no credit rating is available. How long it should take in my case for the rating to appear?
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modernsurrender
Established Contributor
‎03-21-2008 04:21 AM
‎03-21-2008 04:21 AM

Re: first credit card - when the scores/rating appear?

I believe it takes 6 months.
Start 2/2008: TU 495 || EX 539 || EQ 528
Now 5/2013: TU 716 || EX ??? || EQ 702

Slate: $5000 Simplicity: $5000 David's Bridal: $3500 SW Chase: $3000 FNBO: $3000 Barclay NFL: $2500 BofA: $2400 Discover IT: $1700 Walmart: $1500 Victoria's Secret: $1000 Cap1: $750 Amex Zync: NPSL
(2 derogs to go until I'm squeaky clean in 2014!)
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llecs
Moderator Emeritus
‎03-21-2008 04:26 AM
‎03-21-2008 04:26 AM

Re: first credit card - when the scores/rating appear?


konst1977 wrote:
I got my first credit card (Capital One) more than one month ago. I've been using it. And I signed up for truecredit.com credit which provides real time 3 agencies monitoring. However my credit reports don't even show that I have accounts and no credit rating is available. How long it should take in my case for the rating to appear?

Welcome to these forums and congrats!
 
I think it will be closer to 1-2 months from when you received the card. BTW, this is not always the case, but just because the acct appears on TC, that doesn't mean you'll have a FICO score.
 
The only place to get a FICO score is on this site. TC scores are useless.
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