free transunion report

[MidnightVoice]

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fused wrote:

They gave me a scoring range of 779-809 which would be in line with my TU FAKO. My TU FICO is 769.

A+ for payment history

A+ usage/util

A   credit history

B   credit mix

B  new credit

Message Edited by fused on 12-10-2007 12:36 PM

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My was very similar to my TU FICO, and much higher than my TU FAKO.  All my FAKOs are very low (40 points or so)

A+ for payment history

A+ usage/util

A   credit history

A+   credit mix

A=  new credit

Message Edited by MidnightVoice on 12-10-2007 04:41 PM

[Anonymous]

Credit Score Range: AccuMatch™:

683-713

Learn more about your credit score

This is about right for TU, my FICO was 700 last I checked. So, 700 is 'fair'?

[MidnightVoice]

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Anderson wrote:

Credit Score Range: AccuMatch™:

683-713

Learn more about your credit score

This is about right for TU, my FICO was 700 last I checked. So, 700 is 'fair'?

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They require over 800 for excellent

And I like "No Credit" spot on the bar 

[Anonymous]

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MidnightVoice wrote:

They require over 800 for excellent

And I like "No Credit" spot on the bar 

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Well you're pretty close to 'excellent' while I'm one step away from 'No Credit'.  Yikes!

Message Edited by Anderson on 12-10-2007 06:12 PM

[Anonymous]

TU hates me. This is depressing. *sob* not to mention embarrassing.

Credit Score Range:
AccuMatch™: 645-675

F - Payment History
A - Debt Usage
C - Credit Age
B - Account Mix
C - Inquires


I9, thanks so much for posting the link. I've saved it to my favs. Very useful info, plus very good analysis, imo.

P.S. I fully understand why the "F". 28 late pays(all 30 days), plus one fatal baddie in public records. Looks like only age will help.....and I have PLEANTY of age. LOL.

Message Edited by Sylviatob on 12-11-2007 08:15 AM

Message Edited by Sylviatob on 12-11-2007 08:15 AM

[Anonymous]

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Sylviatob wrote:
TU hates me. This is depressing. *sob* not to mention embarrassing.

Credit Score Range:
AccuMatch™: 645-675

F - Payment History
A - Debt Usage
C - Credit Age
B - Account Mix
C - Inquires

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Neener-neener-neener. TU hates me more.

632-662

I'm bad! You know it!

A+ : Payment History (with 3 paid COs? You gotta be sh*ttin' me?!)

C+ : Debt usage

B : Credit age (that will change if I luck out with Oasis, like DW did)

A+ : Account mix

D : Inquiries (5 is too many? Oh well, that sorta thing I find to be, umm, ah, er, fluid.)