hello everyone i have been reading the forums off &o...

[future]

i think with the cc i may let sleeping dog lays,the acc the ca are contacting me about is well over 7yrs old, and they also havent been on my report for at least 2yrs

[Anonymous]

future,

DV them. Don't C&D them. C&D just makes them stop calling and writing. It does NOT get them off your CR even if it's timebarred. DV sends the message of, "I know my rights, and if you don't go away you're gonna get sued."

http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&message.id=4328