I figured that much. Thanks for the reply.
I am pretty furious though that we as consumers, post investigation, are still having to deal with such potentially life impacting situations. I honestly believe that this is in direct violation of the BK laws and should be punished with monetary fines. I am very blessed to make a very good living and this is not about the money but rather sheer audacity for the haphazard and lackadaisical approach the CRA's and even worse the creditors take in messing with your livelihood.
