how long will 30 day late stay on my CR

[ezdoesit]

I had multiple 30 day lates with Ford Motor Credit.  Sept. 2006 - Feb. 2007 all consecutive.  I accidentally missed a payment I didn't realize it so I continued to pay late based on my initial late payment.  Question is when does those come off my report Sept. 2013 DOFD or Feb 2014.

[ezdoesit]

I have multiple 30 days late from Ford Motor credit from sept. 2006 - feb 2007.  These 30 day lates were all consecutive somehow I missed a payment and keep paying without realizing that I was intially 30 days late.  The question I have is when will these fall off in sept. 2013 dofd or feb 2014.

[Burned2manybridgesB4]

Seven years for each late event, from the individual month it happened.

[pizzadude]

Each late should drop from your reports 7 years from the time ( month / year ) they occurred. They may drop earlier than that.

[mauve]

Send a goodwill letter to Ford asking if they'll forgive them early. Ask for a goodwill adjustment, and if the first letter doesn't work, try again. If they won't budge at all, ask if they'd consider changing it to a single late that's the earliest date.

[LS2982]

 7 years from DoFD. I would also go with the GW route like mauve suggested. Good luck!!

[Scuba]

They might even fall off one or two months early.  I have a few Ford lates and the first one or two fell off a month early.

[Rhaeny]

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@ezdoesit wrote:

I have multiple 30 days late from Ford Motor credit from sept. 2006 - feb 2007.  These 30 day lates were all consecutive somehow I missed a payment and keep paying without realizing that I was intially 30 days late.  The question I have is when will these fall off in sept. 2013 dofd or feb 2014.

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In laymans terms, each month Aug 2013 thru Jan 2014 the oldest one will fall off until they are all gone.  That would be 7 years from the DOFD (date of first delinquency) for each item.  However you may get lucky and they fall off early.

[pizzadude]

Moving to general credit topics...

[guiness56]

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@LS2982 wrote:

 7 years from DoFD. I would also go with the GW route like mauve suggested. Good luck!!

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 Lates are removed 7 years from their occurence.