how to fix a neg. account

[fishone4]

I'm in the process of trying to get my scores up. On my TU report this account is effecting my score it had a few lates on it but it has been paid off. The lates are from 05. How long will this stay on my report or what can I do to get this account  from being a neg on my report? Thanks

PO BOX 5609 GREENVILLE, TX 75403-5609 (800) 848-0979

Balance: $0 Date Verified: 03/01/2006 High Balance: $1,313 Last Payment: 03/24/2006

Pay Status: Current; Paid or Paying as Agreed Account Type: Installment Account Responsibility: Individual Account Terms: Monthly for 9 months Date Opened: 10/03/2004 Date Closed: 03/01/2006 Date Paid: 03/01/2006

[pizzadude]

---

@fishone4 wrote:

I'm in the process of trying to get my scores up. On my TU report this account is effecting my score it had a few lates on it but it has been paid off. The lates are from 05. How long will this stay on my report or what can I do to get this account  from being a neg on my report? Thanks

PO BOX 5609 GREENVILLE, TX 75403-5609 (800) 848-0979

Balance: $0 Date Verified: 03/01/2006 High Balance: $1,313 Last Payment: 03/24/2006

Pay Status: Current; Paid or Paying as Agreed Account Type: Installment Account Responsibility: Individual Account Terms: Monthly for 9 months Date Opened: 10/03/2004 Date Closed: 03/01/2006 Date Paid: 03/01/2006

---

If the lates are from 2005 then the good news is that they should drop from your reports this year.   Lates show for 7 years from the date in which they occurred.   Once all the lates are gone from this account it will show as a positive account on your reports.

[RobertEG]

I dont see anything referencing any derogatory information.....

Is there another section of your report that is still referencing any delinquencies?