Credit Cards Center Credit cards from our partners
Reply
Community Leader
Valued Contributor
Posts: 2,441
Registered: ‎11-29-2012
0

Re: identity security questions

I knew they were watching us, but dang that's excessive.

Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
New Member
Posts: 3
Registered: ‎02-10-2012
0

Re: identity security questions

It really is creepy. I could get past that if they would actually let me open an account. The crazy thing is that I've never had a joint account or co-signed with anyone for anything. I'll try contacting the CRA's to see what they suggest, but I'm guessing it's a hopeless situation. 

Established Contributor
Posts: 573
Registered: ‎10-21-2012
0

Re: identity security questions

If you want to be very creeped out pull your Lexis Nexis Full File Disclosure reports.  I believe this is where the CRAs (and MANY others) get much of their info on you.   



Starting Score: TU:584 | EQ 584
Current Score: TU FICO: 711 | EQ FICO 713 | EX (USAA FAKO) 779
Goal Score: 780 across the board


Take the FICO Fitness Challenge
Valued Contributor
Posts: 1,057
Registered: ‎09-29-2009
0

Re: identity security questions

The Lexis / Nexus report is the source of the associated persons. I pulled mine once a few years ago and they had addresses going back 20 years as well as the "current resident" at that address. There were several names in the section about associated persons who I had no idea who they were. But there is also not an easy way to dispute or clear information from that report. They are simply aggregating information from various databases and do not respond to consumer disputes.

Best financial advice I ever got: "Just imagine what an adult would do and do that."

Starting Score: 500's
Current Score: EQ 701 (FICO) TU 721 (FICO) EX 715 (Quizzle)
Goal Score: 760 ALL


Take the FICO Fitness Challenge

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.