Established Member
Posts: 42
Registered: ‎09-10-2010

identity theft insurance

hi guys,


what company provides good id theft insurance.


I am looking for something stand alone, not added to home owners or something.


any helpful tips regarding ID theft insurance would be great.




Mega Contributor
Posts: 18,442
Registered: ‎03-19-2007

Re: identity theft insurance

The FCRA itself provides pretty good identity theft "insurance", as section 605B permits a consumer to immediately get identity theft information blocked from their CR, and section 609(e) permits them to demand all internal business records of a creditor for which identity theft information has been reported.


The various services offer the ability to detect possible identity theft, and are thus very helpful, but the consumer can act immediately on removal without need for third party help. 


So, in my opinion,  a lot depends upon what the "insurance" offers that you cannot achieve by using the identity theft provisions of the FCRA.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+