myFICO® Forums
Help
cancel
Turn on suggestions
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Showing results for 
Search instead for 
Did you mean: 

improving FICO score--at 574 right now =/

tag
Get Access Now
Anonymous
Not applicable
‎03-31-2008 01:34 PM
‎03-31-2008 01:34 PM

improving FICO score--at 574 right now =/

Is there anything I can do right now? I know what I have to do in the long run. My score is low because of old CC accounts that had late payments on them but they are now paid off and have been for a couple years.
Message 1 of 2
0 Kudos
1 REPLY 1
fused
Moderator Emeritus
‎03-31-2008 02:16 PM
‎03-31-2008 02:16 PM

Re: improving FICO score--at 574 right now =/

Hi and Welcome to the forums! Do you have any other bad stuff on your reports? Your last late payment was two years ago? Do you have any credit cards? If so, what are the credit limits and balances on each card? If you have high credit card balances, paying them down is one of the fastest ways to improve your scores. Have you read the credit scoring 101 thread in my sig line?
Message 2 of 2
0 Kudos
† Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.