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Super Contributor
Posts: 7,132
Registered: ‎02-27-2013
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is creditsesame account balances accurate?

i am just about to apply for new cards, but i noticed that creditsesame is still reflecting my old card balances. does anyone else have the same issue?

for CK all my balances have been updated. Creditsesame on the other hand is still using balances from 2 cycles ago for 1 of my account, and the remaining 3 accounts have balances reflected from last statement, not the current one.

 

is it a problem with creditsesame itself or my experian isn't updated at all? :smileysad:

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Regular Contributor
Posts: 203
Registered: ‎07-27-2012
0

Re: is creditsesame account balances accurate?

[ Edited ]

CS is showing last month's balance for me (well I haven't had a balance since last Aug. or something, so it's still showing as 0). CK is showing the correct CC balance for me ($138).

Current Cards: AMEX Everyday ($10k), AMEX BCE ($10.2k), Arrival ($7.5k), Merrill+ ($7.5k), Freedom ($5k), Double Cash ($5k)

1/15 - 792 Fico EX (AMEX) - In garden indefinitely.
Super Contributor
Posts: 7,132
Registered: ‎02-27-2013
0

Re: is creditsesame account balances accurate?

Do u know if this is a problem with cs itself? Or is experian just lagging behind the other CRAs in general?
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Established Contributor
Posts: 747
Registered: ‎10-15-2012
0

Re: is creditsesame account balances accurate?

CS only updates once a month


Starting Score: 515
Current Score: EQ04 675 EX04 702 TU08 724
Goal Score: 700+

Amex BCP $12300 | PSECU $10000 | Discover IT $9250 | Barclay Ring $6500 | Citi DC $6100 | DCU $5000 | Chase Freedom $4000 | PayPal Extras MC $3000 | US Airways $2400 | Cap 1 QS One $2000 | Cap 1 Platinum $1700 | Union Plus $1000 | Target $200
Frequent Contributor
Posts: 254
Registered: ‎12-29-2012
0

Re: is creditsesame account balances accurate?

Simply827 beat me to it.

You guys need to read before signing up for anything!
Cards: CSP 6k, Chase Freedom 6k, BCP 7.5k, Sallie Mae 8.9k, Discover 5k, BOFA Better Rewards 3.8k
Frequent Contributor
Posts: 470
Registered: ‎02-14-2013
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Re: is creditsesame account balances accurate?

CS updates once a month and when it does (on mine anyway) it's two months behind what Experian reports directly.

Valued Contributor
Posts: 1,622
Registered: ‎01-23-2013
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Re: is creditsesame account balances accurate?

Yes. Aside from the fact that CS updates only once a month, the last two times they've failed to update any account info -- promising each time that it would be done the next month.They've updated the score, but not the accounts.

 

But I checked my Experian CR and it is definitely updated. The problem is only with CS -- a site that seems more useless every day.

Regular Contributor
Posts: 203
Registered: ‎07-27-2012
0

Re: is creditsesame account balances accurate?


Countingpennies wrote:

CS updates once a month and when it does (on mine anyway) it's two months behind what Experian reports directly.


....And it just updated today for me, but showing my old balance.

Current Cards: AMEX Everyday ($10k), AMEX BCE ($10.2k), Arrival ($7.5k), Merrill+ ($7.5k), Freedom ($5k), Double Cash ($5k)

1/15 - 792 Fico EX (AMEX) - In garden indefinitely.
Established Contributor
Posts: 747
Registered: ‎10-15-2012
0

Re: is creditsesame account balances accurate?


ceemee2203 wrote:

Countingpennies wrote:

CS updates once a month and when it does (on mine anyway) it's two months behind what Experian reports directly.


....And it just updated today for me, but showing my old balance.


Which I find strange considering I get credit usage(UTL) updates from them every few days.


Starting Score: 515
Current Score: EQ04 675 EX04 702 TU08 724
Goal Score: 700+

Amex BCP $12300 | PSECU $10000 | Discover IT $9250 | Barclay Ring $6500 | Citi DC $6100 | DCU $5000 | Chase Freedom $4000 | PayPal Extras MC $3000 | US Airways $2400 | Cap 1 QS One $2000 | Cap 1 Platinum $1700 | Union Plus $1000 | Target $200
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