Ah, it's funny, I used to be a fan of the score not long ago at all: it closely tracked the few FICOs I got (from approvals or rejections) until I joined this forum, and bought MyFICO products. Now it tracks less and less closely with each passing month: my Credit Karma score has fallen steadily to 655, where a fresh Quarterly Monitoring FICO shows 733. An eighty-point differential, now - almost 20%, and a massive eighty points it is. The difference between the two is not even qualifying for anything but a Cap One or Credit One card or a 48-month car loan at 17% (with half the money down), and qualifying for almost anything, and getting middle of the road rates.
Goal: 760 by End of Year