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They did not answer your dv? Ladyscarlet is correct....they are in violation. do not pay the oc, this will do nothing to the collection that is OWNED by the ca....
wvasweetness wrote:
I have an account in Collections with Chase from a few years back, and it's been DV. I have tried NUMEROUS time to contact the CA - both by email, phone and certified letter. The first time I contacted them was nearly 8 weeks ago. I leave messages at their voice mail (no automated system - it goes straight to VM) and have never gotten a call back. I got no reply to my certified letter.
Thanks to these forums, I now know I might be able to pay the OC directly. So I called this morning and talked to a Chase rep about it. She said that she couldn't take a payment over the phone since the account had been sold to a collection agency, but that it was "worth trying" to send a payment (check) to them via snail mail b/c it's rare that they won't accept a payment via snail mail. So I got the address.
If I send it via snail mail, the worst thing that can happen is that they will return the check - right? And if they cash it, I will have paid the OC and can then dispute the CA taglines on my CRs, right? What do you think - is it worth a shot?