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Established Member
Posts: 12
Registered: ‎10-25-2007
0

judgement

how much can a judgement decrease my score i am at 600
Moderator Emeritus
Posts: 16,375
Registered: ‎03-12-2007
0

Re: judgement



sekou8212 wrote:
how much can a judgement decrease my score i am at 600


are you talking about a new judgment? If so, a lot.
Credit Profile -
FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: EX 1, EQ 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring Mastercard ~ Chase Freedom Visa ~ CITI Dividend Platinum World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
New Member
Posts: 7
Registered: ‎07-07-2007
0

Re: judgement

what if the judgment is 5 years old and it shows settled in nov 2007 although it was paid in full 5 years ago? How much will the score increase if it shows settled now versus showing it was settled in 2002? Is it worth the fight to have them update the correct date it was settled?
Senior Contributor
Posts: 3,279
Registered: ‎08-03-2007
0

Re: judgement

I would try disputing it. I disputed mine and it came right off. I figure the courts around here are probably pretty busy this time of year and didn't have time to respond or something.
Here we go again...
Moderator Emeritus
Posts: 16,375
Registered: ‎03-12-2007
0

Re: judgement

I don't recommend disputing something that is yours as not mine.
Credit Profile -
FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: EX 1, EQ 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring Mastercard ~ Chase Freedom Visa ~ CITI Dividend Platinum World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
New Visitor
Posts: 1
Registered: ‎03-13-2014
0

Re: judgement

Does an out of state judgment affect my credit score

 

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