I have no new credit in over 5 years and started paying off old bad
debt and my scores have jumped up 45 - 80 points in the past several
months, if your Collections get removed I would think that would be
activity on your report and your scores should go up then, do as these
experts say here and keep a minumum 1 - 9% utilization on a credit card,
even if you just get a secure card or two that reports to the CR'S your scores
will go up..