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late payment- how does it stay

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foster29
New Visitor

late payment- how does it stay

Hello, how long will a late payment appear/reflect on your credit repot.  I thought recent changes prohibited a late payment from showing up on your report after a certain amount of time.

 

thanks

Message 1 of 2
1 REPLY 1
RobertEG
Legendary Contributor

Re: late payment- how does it stay

No later than 7 years from their date of occurence.

FCRA 605(a) lists all adverse items and their exclusion periods.

Message 2 of 2
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