i reccently got my cr and i have one thing on it that is really pulling it down and i dont really feel that it is my fault. i had a car loan a couple of years ago and was paying everything on time when all of a sudden the company i was working for was bought out and when this happened they came in and cleaned house. i was out of a job for 2 and a half months with no income, i tried to get caught up but just couldnt since i had to take another job that in which i made almost 1/2 of what i was making before . now i have late payments of 30 and 60 days on my report for about a year and a half. is there any way i can get this removed from my cr ?? i always pay my bills on time and never live above my means, this was just a very unfortunate incident that i had no control over personally. this is really hurting me a far as credit goes and would like someone to help me get it removed if at all possible.