The account is from a closed sears account. Sears is showing the account with a zero balance on credit report. I'm assuming LVN funding purchased the account from sears. But LVN funding is reporting late every month and adding interest. The amount has increased by $800. Is this legal? Can I dispute with CRA?
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.