Okay, I'm trying to help someone clear up their credit. This person has a medical collection being reported by the CA that began reporting earlier this month. We tried a PFD to the CA before we knew any better. All we got back was some validation stuff (copy of theh bill). I did some research and learned that this particular CA consistently refuses to delete stuff from credit reports. I've searched and searched and I have found no one that has had success with this CA (it's West Asset Management if you're wondering).
So, we tried to PFD the OC (hospital) except we can't seem to find exactly who at the hospital would be able to negotiate a PFD. We've mailed off letters w/ no response. Their website is of no help. Calling the hospital doesn't help. The hospital only refers you to this third-party agency (not the collection agency) that handles all of their billing. Everytime we contact the hospital they insist that we call this third-party agency who, of course, says they can't settle for less than 80% and can do nothing about the getting the collection removed. As I understand it, this third-party agency handles accounts for multiple hospitals. I imagine, a lot of hospital's have this structure now. They've outsourced their billing. Anyway, I'm trying to find someone in the hospital's organization that can pull the account from the CA and tell the CA to delete the account. Any ideas?
Message Edited by Ausfarm on
11-27-2007 12:26 PM
