Thank you but I have already been there. They want me to pay $10 to get a credit report from them before I can file free. I have a report from my credit monitering and ACR. Also my state says I only pay $5.00 for a report.
Timothy, thank for your response.I have not received a free report in over 30 days! I have my report monitored.I had no trouble getting dispute free with TU or EQ. I do have reported fraud to 1 of my credit cards. If that is the reason why did I have np with the other 2? And what can i do about it.
You have a report? Go to Experian. Look at the homepage. Scroll down and look for view my report again. Click. Enter info. You should have an updated report which you can dispute from. Let us know. Watch the date change. BTW this updates in real time throughout the day it doesn't freeze like the EQ or TU reports after you view it that calendar day.
Thank you Beledona. If I can I will cause them a little pain.I was told by Ct. AG's office(banking rules & reg) That all CRA must offer disputes at no charge. Also cost of report is not to be more then about 5 bucks.I might go ahead & pay it & then report them.
OK this is what i did.Went to Privacy Guard ( my monitoring co) they had a special link to EX. This gave me report & let me dispute. I could not view or anything at EX site without buying something or have a # from THEIR credit report.
From what I have read,it seems all online free reports can take 45 days not 30. Is that how it works?
If so I will start mailing them and get GC
Thank you all very much for your help.I was going nuts..