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911gt34life
Frequent Contributor

negative account

why has equifax and experian not delete nagative account but TransUnion Has any idea why ?

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Message 1 of 3
2 REPLIES 2
RobertEG
Legendary Contributor

Re: negative account

CRAs normally dont delete accounts without specific credtior request.

What type of account was it, and why did the creditor report deletion to only one CRA?  did you only dispute with one CRA?

More facts needed, please.

Message 2 of 3
911gt34life
Frequent Contributor

Re: negative account

this account been paid off but is delete off my Tu not the rest wondering why ?

Current Status:CHARGE-OFF 
Account Owner:Individual Account. High Credit:$1,035  
Type of Account Revolving loans have an amount owed which varies from month to month, like a credit card.:RevolvingCredit Limit:$0  
Term Duration: Terms Frequency:Monthly (due every month) 
Date Opened:10/2004  Balance:$0  
Date Reported:02/2010 Amount Past Due: 
Date of Last Payment:01/2007 Actual Payment Amount: 
Scheduled Payment Amount:$0  Date of Last Activity:N/A
Date Major Delinquency First Reported: Months Reviewed:28 
Creditor Classification: Activity Description:Transfer/Sold 
Charge Off Amount: Deferred Payment Start Date: 
Balloon Payment Amount: Balloon Payment Date: 
Date Closed:06/2005 Type of Loan:Charge Account 
Date of First Delinquency:05/2006 
Comments:Charged off account  
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Message 3 of 3
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