I just got a email through ScoreWatch and I have two new inquiries. Thankfully my score didn't change. It was Cingular Wireless and Echostar. I am closing on my new home at the end of the month and put in an order to transfer my ATT service. My mortgage lender told me I could do the transfer and they wouldn't pull my credit. At the time of the transfer ATT tried to get me to bundle and I told them I did not want Cingular Wireless service. I did sign up for Dish TV (Echostar), but I never told anyone during the conversation that they had permission to pull my credit.
What can I do? I clearly told them I did not want Cingular so that hard inquiry is definitely wrong. Since I did sign up for Dish TV is the Echostar inquiry legitimate or can I dispute both? Since the hard pulls showed up on EQ can I assume that they are on TU and EX as well?
Also, I rented a car from Avis in April and they did a credit pull. I never authorized them to do so. I called Avis last week and they said they would send a letter to the credit bureaus and also send me a copy of the letter. I haven't received a letter. Is there anything else I can do about this one also???
Any help would be greatly appreciated. I'm really trying to correct errors on my report and keep them that way.
