no credit cards question?

Anonymous · ‎03-03-2008

hey my score is 607 and i have no credit cards at all. will my credit score go up if i get a card or two? If so then how many cards should i get to get the best boost on my score?

ngerasimatos · ‎03-03-2008

What credit do you currently have? Auto Loans, own a home?

Try not to become a man of success but rather to become a man of value
Albert Einstein 1879 - 1955

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Anonymous · ‎03-03-2008

i have a car loan orig 17000 now 7800

ngerasimatos · ‎03-03-2008

Getting a credit card or 2 should help your score tremendously. Any baddies currently reporting?

Try not to become a man of success but rather to become a man of value
Albert Einstein 1879 - 1955

800+ Club

Anonymous · ‎03-03-2008

ya i have two credit card accounts that went charge off. One 1.5 years ago and one 2 years ago. figured no more cards for me. but i read that no credit cards on my credit can lower my score. i need to get some cards i guess.

Anonymous · ‎03-03-2008

what would my score improve to?

Anonymous · ‎03-03-2008

can i get a 720+ with 2 bad accounts on my credit or do i have to wait 7 years for them to dissappear

ngerasimatos · ‎03-03-2008

Yes, it should. What companies did you previously default with?

Try not to become a man of success but rather to become a man of value
Albert Einstein 1879 - 1955

800+ Club

Anonymous · ‎03-03-2008

bank of america is one of them. cant remember the other. why do you need to know??

ngerasimatos · ‎03-03-2008

Make sure you dont apply for a new CC through the previous issuer, as that would be a bad idea.

Try not to become a man of success but rather to become a man of value
Albert Einstein 1879 - 1955

800+ Club