General Credit Topics

[gardawg]

I paid off a leased computer seven years ago.

last week recieved a collection letter from attorneys office.This matter has never been on my credit report and still is not. need advice thanks

[Brammy]

---

gardawg wrote:

I paid off a leased computer seven years ago.

last week recieved a collection letter from attorneys office.This matter has never been on my credit report and still is not. need advice thanks

---

Do you have your proof of payment?   Can you contact the company you leased from and have them contact the attorneys office.  Sounds like zombie ebt.  I would let him know that the debt was paid over 7 years ago and that you wish no further communication unless he can prove you have a valid debt from the original creditor.  Go on to inform him that if this matter appears on your credit report you will contact the FTC with proof of pymnt and seek recovery for damages to your credit standing.

Send everything certified return receipt.  CC the FTC.

[Noah_Bodie]

Do you have any docs to show you PIF 7 years ago? Does the letter from the attorney state a date from 7+ years ago? If yes and yes, then send 'em a FOAD letter.