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About the personal line of credit.
Is it considered a different type of credit from revolving?
Thank you for your help!
Depends on the limit. LOCs (and HELOCs) are scored as a revolving credit up to a certain limit which seems to vary across all 3 FICOs. Generally that limit is $20k+. Beyond that set limit, it is then scored as an installment.
thank you for your response!