please help, im new

[skip519]

Right now my scores are : EFX- 661 TU-700 XPN-653 my utl was 52% at the time of my pull. I have 1 CO, and today I contacted the CA and paid in full. They said they would send me a letter confirming that it would be deleted from my CR on wednesday. I have currently 2 TL's open, and i just opened a wamu 2days ago. My CL before this card was 1250, my wamu card alone is 2,500. And now my utl is about 14%. My previous 2 TL's have been open since dec. and jan. 07...Is there anybody out there who can give a guess to what this is going to do to my #'s?..Thank you all for your time. p.s....is there any way to get a fraud alert removed from my cr?..thanks again.

[skip519]

bump

[Anonymous]

Your scores are good.

Getting the CA removed will help along with the UTL reduction.

You will take a little hit on the the new account, the INQ and with the AVG age of your accounts -

Have you tied the Fico simulator?


Don't get your hopes up that your scores will go up big- your score is just going to get better with time.

[skip519]

thanks for the help. much appreciated...