Credit Card Center Advertiser Disclosure

Established Contributor
Posts: 570
Registered: ‎05-02-2007
0 Kudos

Re: pls dont ignore...PRO HELP PLEASE

Another thing you will need to watch out for is this:
The OC (Providian) will list your account as charged off - showing debt owed - ding one; secondly the CA will now also list your account as OPEN as of the date they were either assigned or purchased is legal for them to list the debt this way, God only knows why because it's crap, they should have to list it this way.
I have one listed this way by Prov, and the latest CA, and then they list the dang thing AGAIN as NEW as of 4/2004, when DOFD was 10/2002; to top it off, they show ACTIVITY, which is BS and in violation of our rights!
Just seriously keep an eye on things.  I've been trying to make someone at EQ read my stinking dispute that the account is the SAME, all they did was change the first few numbers to letters.  SO, it reports as DOUBLE the debt - NOT true.
Thanks to this board and the gang on here, I just disputed again and can request MOV (Method of Verification) to nail them on another violation.

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.