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does anyone know how to go about getting out of a predatory loan which isnt a payday loan but almost as bad due to they are charging me a 50% interest on a loan i took they are in calif and i am in oregon and i have paid them for over a year now i know they have gotten most the money back other then dang interest , any ideas to get out from under this other then have someone co sign for me a new loan?
if i just quit paying can they sue me or do you think i can settle somehow down the road?
There is no legal way to get out of paying any loan other then to prove that the loan isnt yours. You could ask the lending agency to see if you can get the interest rate lowered.
If you arent able to obtain a signiture loan from a CU or bank or credit card for BT purpose, I would suggest trying to generate more income to pay the loan down. Is there a pre-payment penalty if you pay the loan off early?
Discussing stragegies to get out of paying valid debts, however unfair, is probably outside the guidelines of forum use here.
Are you military?
Check with the AGs office.