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question about a credit analysts job

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budwiser
Contributor

question about a credit analysts job

So, I have a question about a credit analysts job. Why will one analyst turn down a credit app or LI request. While another will approve. What is the driving factor. I recently tried to get a CLI on my chase freedom card. Got initial decline. Called the reconsideration line and got another decline. Gathered my thoughts, made many notes about why I should be approved. Presented my case the following day to a different agent and was then approved. I would love to hear what others think about this.Thanks!!!
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takeshi74
Senior Contributor

Re: question about a credit analysts job

Don't know for certain but there may not be one single factor at play.  Consider that what any representative of any company knows or is willing to do for a customer varies for one thing.

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