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I have a question though to see if someone can answer that has experience. Since, i am transferring to another college and it most likely will be a new loan service provider. I found out when i was applying for a car and was approved that the student loans are posted on credit report as deferments so i had a score would getting another loan as deferment on my credit since i am transferring schools negatively affect my score even if it will be posted as defermentt? i know that i will be paying for it after i graduate
It will, as a new trade line with zero initial age, lower your avg age of accounts.
The only thing on my credit is the student loan which created a score for me and i now have a car so that will show payment history but the student loans will just be on my credit as deferment would that decrease my score even though it is in deferment? i thought my score would increase since i will be making on time payments on my car my score is 655 i will be trying to find a product where i can monitor all three of my credit reports and fico scores each month with updates