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hello it's been a long time
since the last time i wrote on here my debt has gone up considerably but i guess that's a topic for another day
question is I have 7 Cards now
Capital one Quick Silver one
BofA Cashback
American Express Blue
Citibank blah blah blah.. out of all the credit cards only QUick Silver one is the only one im paying Annual Free
if i close QS One my Credist age drops alot should i keep the Card to maintain my Average age of credit?
If you close it, your AAoA won't drop. It will remain in your report for 10 years and be figured in to the calculation.
Change the card to one with no annual fee...you can do this on CapOne's website. Or ask them to waive the annual fee.
@mikey78 wrote:if i close QS One my Credist age drops alot should i keep the Card to maintain my Average age of credit?
Answered above but you can also refer to resources such as the Closing Credit Cards thread linked in the Helpful Threads sticky in the Credit Card subforum.