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thankfulheart
Posts: 617
Registered: ‎09-26-2011

"Experian Fraud Shield"

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‎06-09-2012 11:38 PM

Looking over my report, there is an "Experian Fraud Shield" that discloses my current address as "non-residential" and lists my landlord's name and phone number.  What is this about and is it anything to concern myself with?

Starting Score: 10/1/2011 EQ 568 TU 593
Current Score: EQ 664 TU 700 EX 701 (FAKO)
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llecs
Posts: 31,962
Registered: ‎08-04-2007

Re: "Experian Fraud Shield"

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‎06-10-2012 08:18 AM - edited ‎06-10-2012 08:19 AM

I think that's different from a FA. It probably got placed because you app'd for credit using that address, as did your landlord at some point in time. Maybe he's in the Experian biz report through that address which led to that?

 

If you were able to app using EX, like a mortgage, and you didn't have to jump through verification hoops, then you are good to go.

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