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We're working with a mortgage broker, who sent me a copy of the tri-merged credit report.
Beneath the derogatory summary and before the list of creditor contact info, is a section that says "high risk fraud alert". It has my name and beneath it, "available and clear".
What does that mean? It doesn't show up on the consumer versions I've bought. Are they saying I'm personally a high fraud risk? and if so, on what basis? The broker didn't mention it as an issue, but I'd like to know what that's all about!
@Anonymous wrote:We're working with a mortgage broker, who sent me a copy of the tri-merged credit report.
Beneath the derogatory summary and before the list of creditor contact info, is a section that says "high risk fraud alert". It has my name and beneath it, "available and clear".
What does that mean? It doesn't show up on the consumer versions I've bought. Are they saying I'm personally a high fraud risk? and if so, on what basis? The broker didn't mention it as an issue, but I'd like to know what that's all about!
I don't think it means that you personally are apt to commit fraud, but perhaps there was an account on your record that was deemed to be fraudulent.
What is the company that provided the trimerged report? Maybe you could contact them and find out what this means.