According to experian, I have "7 potentially negative items or items for further review". All of the 7 are old debt which have been closed, refinanced, paid, paid in settlement/charge off, etc.
Here's what I don't understand:
Under the recent balance it says: N/A.
Credit limit or orig amt: $______ (their respective $ amt).
Monthly payment: N/A
Last reported: Nov 2005.
Wouldn't this give new lenders the notion that I still might carry a balance even though I know they are all at zero? Is there any letter I can send for them to delete, etc?
Thanks