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Frequent Contributor
sunnyday
Posts: 265
Registered: ‎06-12-2007
0

re-open chase

Has anybody tried to re-open an old account with chase?  If so, what were the results?  I had a card with them that I had with perfect payment history, and was stupid  enough to close it, because the interest rate was higher than I had wanted.  Of course that was before I knew that you needed to leave cards open to increase your credit score!!!!!  Anyway, just wanted to know if it's easier to re-open an old account, since you have payment history with them, rather than try for other cards, that you have never had?
Established Contributor
Revike
Posts: 720
Registered: ‎05-04-2007
0

Re: re-open chase


sunnyday wrote:
Has anybody tried to re-open an old account with chase? If so, what were the results? I had a card with them that I had with perfect payment history, and was stupid enough to close it, because the interest rate was higher than I had wanted. Of course that was before I knew that you needed to leave cards open to increase your credit score!!!!! Anyway, just wanted to know if it's easier to re-open an old account, since you have payment history with them, rather than try for other cards, that you have never had?




Every CCC has their own policy, but a major factor usually is time. If it's only been a month since you closed the account, you have a much better chance than if it's been a year. All you can do is call and ask.

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