hello, at the risk of asking a question that probobly has already been answered, can someone tell me what steps I need to take for me to rebuild my credit? I filed for BK and it was discharged in Feb of 2005. I have only applied for credit once and it was a disaster! I went to a car dealership and they ran my credit report about 7 times trying to get me the credit, needless to say I won't go there again but the damage is done! Can anyone help?????