i have some estimated removal dates from my TU CR and i found that TU is removing 7 years after FD and my SOL is 6years. how and why did TU figure the dates they gave me?
The SOL is based on the state's decision as to how long a CA can SUE you for a collection or bring other legal action against you. That doesn't mean they can't still report it on your CR for the full 7 years.
The drop date is from DOFD drop date has nothing to due with SOL.
SOL is set by each state you can use your CR to figure when your SOL is past.
If your CR says drop march 2008 and you have never made a payment after that.....your SOL would start in 2000 so that would make you past SOL April 2006 (or before if your state goes by DOLA)