removing collections early?

[Anonymous]

I have two remaining paid collections on my credit reports from I C Systems. They are due to be removed in December 2007 and July 2008 respectively due to the 7 year timeframe . I’m close to buying a house (first time home buyer) and would like to get them off earlier to hopefully get a better rate. Any advice that might help me out? Anything I might be able to do? My first thought was to contact I C systems and see if I could find someone to help, although I know this is a longshot. Also thought about sending a dispute to them calling them outdated. Thanks in advance. Kevin

[Anonymous]

I dispute a few accounts that were close to the deletion date and so far two have been deleted. I dispute them online.

[2anewu]

Does this apply to judgments? I have one that is due to be removed March 2008, but I know that it will fall off a little sooner. Anyway I read somewhere that you should not dispute them if they are old---or something like that? Is this correct???? 

[Anonymous]

Do you have the letter you used? I have several accounts to "fall off" in 3/08 and 4/08, but don't know how to word the GW letter. HELP!!!

[Anonymous]

here  http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&message.id=2661

[Anonymous]

I disputed a judgment that was due to drop off in DEC. I disputed it as paid and it was deleted in about 20 days. Good luck!