Take a look at my report below, tell me what my best move would be.
CA name AFNI-BLOOM reported to EQ:
Account no: cingular-#********
Condition: Derogatory
Balance: $606
Type: collection
pay Status: :Late 120 Days
Past Due: $606
High balance:$606
Terms:
Payment: $0
Opened:
Reported:1/2007
Responsibility: Individual
Remarks: EQ Collection Account
This one only showed up on my EX and TU reports: CA name AFNI,INC.
Creditor NAME: AFNI
Account #: ********
Original Creditor: 10 Cingular
Original Balance: $606
Balance: $606
Date opened: 11/06
Date Reported: 01/07
Remarks: TU Placed for collection.
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Started my credit repair journey on 11/29/13 with 27 collection accounts with 24 being medical related, 1 cellphone account, 1 bank account and 1 cable TV account.
Starting scores are EQ 506, TU 516, EX 477.
First PFD letter sent out on 12/2/13/ Response on 12/5/13 agreeing to the terms of letter.
Second PFD letter sent out on 12/2/13/ Still waiting on a response.
