score increase amount?

[Anonymous]

I only have two cc's.  Today I made a payment on both to get them less than 50%.  Right now they are at about 40%.  I get paid next week and want to pay them down even more.

Message Edited by nfg on 10-11-2007 05:28 PM

[fused]

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nfg wrote:

I only have two cc's.  Today I made a payment on both to get them less than 50%.  Right now they are at about 40%.  I get paid next week and want to pay them down even more.

Message Edited by nfg on 10-11-2007 05:28 PM

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If you are saying the lates and high util are your only problems, fixing both should land you in the 700+ club. If all of the lates are removed and your util is reporting 1-9%, I can't see any reason for you to have sub 700 scores.

[Anonymous]

I do have some old collections accounts that I have disputed with the cra's and DV'd at the same time. I just did this a couple of weeks ago so those are the results I've been waiting for.  Most of these collection accounts are 4 yrs old.  The only recent stuff is the one account we talked about and the two cc's.

[haulingthescoreup]

Be sure to post the new scores once all this hits! I'm greedy for good news about lates being removed.

[Anonymous]

I will!  Everyone on here has been so helpful, I really appreciate it.  I wish I could say it was b/c of a GW but it wasn't.  The lates were from a mortgage company that folded earlier this year and therefore no one could verify anything.