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@Anonymous wrote:Are the scores from scorewatch usually higher or lower then TU and EX? ...anyone have an idea?
smallfry wrote:Got it. I have both for a few more days and I see the setting is indeed 1 month on the EQ SW.
so_confused wrote:can I expect my true fico's from TU & EX to be higher or lower generally?
@Anonymous wrote:@let me ask it this way....if I have a true EQ fico @Anonymous....can I expect my true fico's from TU & EX to be higher or lower generally?
They could be higher. But try cleaning up EQ as well
so_confused wrote:the reason I asked...is my TU and EX reports are not as dirty as my EQ report ....so.....could they be higher or am I just dreaming?
@MidnightVoice wrote:
@Anonymous wrote:can I expect my true fico's from TU & EX to be higher or lower generally?Yes.In theory they should be similar, but the FICO from eash CRA uses a slightly different formula, some companies report to one and not the other, some of them update faster than others etc, etc.For example, on a day last week, my EX was 61 points lower than my EQ which was 42 points lower than my TU. That is a 102 point range