@Anonymous wrote:
I am rebuilding my credit. I haave had a capital one card secured credit card with a $200 limit for 2 and a half years. i then got a second secured card through wells fargo with a $300 limit 7 months ago. i also got a car through Audi financial in March which seems to be helping my credit a lot. My Transunion score is 675. My Experian score is 740. My question is, at what point should i ask for an unsecured card. I want a real credit card with better credit limits.
Where are these scores from? Since it's only TU and EX, I wonder if they might be FAKO scores. Any lates/collections/derogs?
You might want to try the Capital One prequal. No hard pull, is usually pretty reliable. It may suggest an unsecured card with them.
Getting in with PenFed or NFCU if you can might be a good idea as well.
