Reply
Valued Member
Posts: 28
Registered: ‎03-30-2007
0

sneaky creditors...any action necessary?

Good morning everyone,
 
So in today's mail I recieved one of those offers for a credit card linked to an old....(so old it came in my maiden name) debt. You know, where they try to get you to accept the offer to re-affirm the debt that has long surpassed the SOL.
 
Well needless to say, that's not gonna happen but anyway...I was just wondering, since this debt is too old to be listed on my credit report any longer, and incidently it's NOT on there currently...considering that the company that sent me the letter recently purchased the debt from Asset Acceptance, Is it necessary to inform them that the SOL are up on this to keep them from thinking they have a right to report? OR do they already know that and can I just ignore?
Moderator Emeritus
Posts: 6,182
Registered: ‎03-29-2007
0

Re: sneaky creditors...any action necessary?

Never assume they will follow the law. Ignore the CC offer. DV Asset if you get a bill. If they report sue.
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.